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Monday, June 14, 2010

Meri kabar pe aake tum : Hindi Shayari,Hindi Gazals,Dard Sayari

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Meri kabar pe aake tum awaaz nahi karna
Dard ki nayii daastan ka aagaaz nahi karna...

Apni bebassi ko khud hii byaan karega ye
Chehre ko kisi aaine ka mohthaaz nahi karna...


Raaz Jo khud se hii na chhipaa paao tum
Aise raaz mein kisi ko hamraaz nahi karna...

Namumkin hai haqikat ke aasman mein urnaa
Khaabon ke sahare isme parwaaz nahi karna...


Zakham phir zakham hai.N I roz bhar jaynge
Husan wallon ko inke charasaaz nahi karna...

Khaakh se bane ho khaakh mein mil jaaoge
Kabhi bhoole se bhi khud pe naaz nahi karna...
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Tuesday, June 8, 2010

What Is DOST : Sayari

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jaane kayu log mere zakhmo ko hawa dete hain

dil ke dard ko wo kuchh or badha dete hain



ham jinhe bhoolne ki naakam si koshish main hain

kured ke unko log kyu hame saza dete hain



dard sehte hain or kuchh keh nahi paate ham unse

baith ke door log mausam kaa maza lete hain



dost dost ban ke milte hain ye zamane waale lekin

zakhmo pe mere wohi namak laga dete hain

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Friday, June 4, 2010

AAS KAA DEEPAK : Sayari

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IK DEEPAK AAS KA HAMNE BHI JALYAA THAA
KHUDA KE AAGE DUA KA HATH FAILAYA THAA

USNE BHI SUN KE ANSUNA SAA KER DIYA OR
BJAYE PHOOLO KE DAMAN KANTO SE BHAR DIYA

HAMNE TAU USKO APNA REHNUMA BNAYA THAA
APNA YE HAATH USKE HAATHO ME THMAAYA THAA

KEHTE HAIN WO KABHI HAATH NAHI CHHODTA HAI
TUTI HUI TAQDEERON KO WO HI FIR SE JODTA HAI

HAMNE BHI USKO APNAA DARDE-HAAL BTAYA THAA
KAYA GURI HAI HAMPE RO RO KE SUNAAYA THAA

SHAYAD HMARI IBAADTO ME KAMI REH GAYI HOGI
ISLIYE USNE BHI APNAA HAATH NAHI UTHAYA THAA
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Khubsoorat hain wo lub

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sab jaante hain ki chaand main daag hai
fir bhi log chand se payar karte hain
jab yaad aati hai apne mehboob ki unhe
tau chand main usi ka didar karte hain
LEKIN
ek b dag nzar aajaye mehbub ke daman me
tau fir kaha ye aashiq teharte hain
hamesha palko pe bithaane waale achanak
nazare churaa ker nikalte hain
payar main wishwas chahiye
bas ik sachi aas chahiye
jaisa bhi hai bas hamara hai
bas itna ehsaas chahiye
galat sahi ko waqt pe chhodo
bas man mai wishwas chahiye.
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Thursday, June 3, 2010

Santa Banta SMS

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Santa: Tere result da ki banya?
Pappu: Miss kendi aey es class wich ik saal hor laggay ga?
Santa: Saal pavain 2,3 lag jawan par fail na hovin mera puttar.

Santa: yaar muje kuch nahi aata tha so paper khali chod aaya
Banta: Main bhi!
Santa: Shit yaar, teacher samjhe gi hum ne cheating ki hay.

Jeeto: U know, husband & wife aren't allowed to be together in heaven!
Santa: Yes, I do.That's why it's called heaven!

Titanic was sinking.
An englishman asked Santa, "How far is land"?
Santa: 2 KMs.
Englishman jumped into sea.
and ask which direction?
Santa: Down!

2 days of powercut in Delhi made life stuck. Worst affected was Metro station where families of Santa & Banta were struck for 48 hrs on escalators

How did santa tried to kill a bird??

He took it to the top of a building and dropped it from there to die.

Santa: I hd swallowed a kay.
Doctor: Wn?
Santa: 3 months back
Doctor: what doin till now?
Santa: I was using duplicate key, now I have lost it too.

Petrol ke rate badhne par Santa bola: "Menu koi farak nahin penda. Pehle bhi 100 ka bharwata tha ab bhi 100 ka bharwata hoon."

Santa was drawing money from ATM. Banta, who was just behind him in the line said: I've seen ur password. Itâs ****. Santa: U r wrong. Itâs 1394

Santa: Mein tere 64 dat tod dene hai.
Ik hor aadmi ne keha oye 64 nahi 32 Dat hote ne.
Santa: Menu pata si tu vi bolega is layi tere vi gin laye ne.

Santa falls in love with a nurse... After much thinking, he finally writes a love letter to her: "I luv u sister."
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JOY : The Secret of life

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The Secret
One day, one friend asked another,
'How is it that you are always so happy?
You have so much energy,
and you never seem to get down.'


With her eyes smiling, she said,
'I know the Secret!'
'What secret is that?'
To which she replied,
'I'll tell you all about it,
but you have to promise to
share the Secret with others.'


'The Secret is this:
I have learned there is little I can do
in my life that will make me truly happy.
I must depend on God to make
me happy and to meet my needs.
When a need arises in my life,
I have to trust God to supply
according to HIS riches.
I have learned most of the time
I don't need half of what I think I do.
He has never let me down.
Since I learned that 'Secret', I am happy.'


The questioner's first thought was,
'That's too simple!'
But upon reflecting over her own life
she recalled how she thought a bigger house
would make her happy, but it didn't!
She thought a better paying job
would make her happy, but it hadn't.
When did she realize her greatest happiness?
Sitting on the floor with her grandchildren,
playing games, eating pizza or reading
Bhagavad Geeta,
a simple gift from God.


Now you know it too!
We can't depend on people to make us happy.
Only GOD in His infinite wisdom can do that.
Trust HIM!
And now I pass the Secret on to you!
So once you get it, what will you do?


YOU have to tell someone the Secret, too!
That GOD in His wisdom will take care of YOU!
But it's not really a secret...
We just have to believe it and do it...
Really trust God!
Read more...

25 THINGS ABOUT TO BECOME EXTINCT IN AMERICA

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25 THINGS SOON ABOUT TO BECOME EXTINCT IN AMERICA



25. U.S. Post Office
They are pricing themselves out of existence. With e-mail, and
and on-line services they are a relic of the past.. (refer to #9)

24. Yellow Pages
This year will be pivotal for the global Yellow Pages industry.
Much like newspapers, print Yellow Pages will continue to bleed
dollars to their various digital counterparts, from Internet
Yellow Pages (IYPs), to local search engines and combination
search/listing services like Reach Local and Yodel Factors like20an
acceleration of the print 'fade rate' and the looming recession
will contribute to the onslaught. One research firm predicts the
falloff in usage of newspapers and print Yellow Pages could even
reach 10% this year -- much higher than the 2%-3% fade rate seen
in past years.

23. Classified Ads
The Internet has made so many things obsolete that newspaper
classified ads might sound like just another trivial item on a
long list. But this is one of those harbingers of the future that
could signal the end of civilization as we know it. The argument
is that if newspaper classifies are replaced by free on-line
listings at sites like Craigslist.org and Google Base, then
newspapers are not far behind them..

22. Movie Rental Stores
While Netflix is looking up at the moment, Blockbuster keeps
closing store locations by the hundreds. It still has about 6,000
left across the world, but those keep dwindling and the stock is
down considerably in 2008, especially since the company gave up a
quest of Circuit City . Movie Gallery, which owned the Hollywood
Video brand, closed up shop earlier this year. Countless small
video chains and mom-and-pop stores have given up the ghost
already.

21. Dial-up Internet Access
Dial-up connections have fallen from 40% in 2001 to 10% in 2008.
The combination of an infrastructure to accommodate affordable
high speed Internet connections and the disappearing home phone
have all but pounded the final nail in the coffin of dial-up
Internet access.

20. Phone Land Lines
According to a survey from the National Center for Health
Statistics, at the end of 2007, nearly one in six homes was
cell-only and, of those homes that had land lines, one in eight
only received calls on their cells.

19. Chesapeake Bay Blue Crabs
Maryland 's icon, the blue crab, has been fading away in Chesapeake
Bay . Last year Maryland saw the lowest harvest (22 million pounds)
since 1945. Just four decades ago the bay produced 96 million
pounds. The population is down 70% since 1990, when they first did
a formal count. There are only about 120 million crabs in the bay
and they think they need 200 million for a sustainable population.
Over-fishing, pollution, invasive species and global warming get
the blame.

18. VCRs
For the better part of three decades, the VCR was a best-seller
and staple in every American household until being completely
decimated by the DVD, and now the Digital Video Recorder (DVR). In
fact, the only remnants of the VHS age at your local Wal-Mart or
Radio Shack are blank VHS tapes these days. Pre-recorded VHS tapes
are largely gone and VHS decks are practically nowhere to be
found. They served us so well.

17. Ash Trees
In the late 1990's, a pretty, iridescent green species of beetle,
now known as the emerald ash borer, hitched a ride to North
America with ash wood products imported from eastern Asia . In less
than a decade, its larvae have killed millions of trees in the
Midwest , and continue to spread. They've killed more than 30
million ash trees in southeastern Michigan alone, with tens of
millions more lost in Ohio and Indiana . More than 7.5 billion ash
trees are currently at risk.

16. Ham Radio
Amateur radio operators enjoy personal (and often worldwide)
wireless communications with each other and are able to support
their communities with emergency and disaster communications if
necessary, while increasing their personal knowledge of
electronics and radio theory.. However, proliferation of the
Internet and its popularity among youth has caused the decline of
amateur radio. In the past five years alone, the number of people
holding active ham radio licenses has dropped by 50,000, even
though Morse Code is no longer a requirement..

15. The Swimming Hole
Thanks to our litigious society, swimming holes are becoming a
thing of the past. '20/20' reports that swimming hole owners, like
Robert Every in High Falls, NY, are shutting them down out of
worry that if someone gets hurt they'll sue. And that's exactly
what happened in Seattle . The city of Bellingham was sued by Katie
Hofstetter who was paralyzed in a fall at a popular swimming hole
in Whatcom Falls Park . As injuries occur and lawsuits follow,
expect more swimming holes to post 'Keep out!' signs.

14. Answering Machines
The increasing disappearance of answering machines is directly
tied to No 20 our list -- the decline of landlines. According to
USA Today, the number of homes that only use cell phones jumped
159% between 2004 and 2007. It has been particularly bad in New
York ; since 2000, landline usage has dropped 55%. It's logical
that as cell phones rise, many of them replacing traditional
landlines, that there will be fewer answering machines.

13. Cameras That Use Film
It doesn't require a statistician to prove the rapid disappearance
of the film camera in America . Just look to companies like Nikon,
the professional's choice for quality camera equipment. In 2006,
it announced that it would stop making film cameras, pointing to
the shrinking market -- only 3% of its sales in 2005, compared to
75% of sales from digital cameras and equipment.

12. Incandescent Bulbs
Before a few years ago, the standard 60-watt (or, yikes, 100-watt)
bulb was the mainstay of every U.S. home. With the green movement
and all-things-sustainable-energy crowd, the Compact Fluorescent
Lightbulb (CFL) is largely replacing the older, Edison-era
incandescent bulb. The EPA reports that 2007 sales for Energy Star
CFLs nearly doubled from 2006, and these sales accounted for
approximately 20 percent of the U.S. light bulb market. And
according to USA Today, a new energy bill plans to phase out
incandescent bulbs in the next four to 12 years.

11. Stand-Alone Bowling Alleys
Bowling Balls... US claims there are still 60 million Americans who
bowl at least once a year, but many are not bowling in stand-alone
bowling alleys. Today most new bowling alleys are part of
facilities for all types or recreation including laser tag,
go-karts, bumper cars, video game arcades, climbing walls and glow
miniature golf. Bowling lanes also have been added to many
non-traditional venues such as adult communities, hotels and
resorts, and gambling casinos.

10. The Milkman
According to the U.S. Department of Agriculture, in 1950, over
half of the milk delivered was to the home in quart bottles, by
1963, it was about a third and by 2001, it represented only 0.4%
percent. Nowadays most milk is sold through supermarkets in gallon
jugs. The steady decline in home-delivered milk is blamed, of
course, on the rise of the supermarket, better home refrigeration
and longer-lasting milk. Although some milkmen still make the
rounds in pockets of the U.S. , they are certainly a dying breed.

9. Hand-Written Letters
In 2006, the Radicati Group estimated that, worldwide, 183 billion
e-mails were sent each day. Two million each second. By November
of 2007, an estimated 3.3 billion Earthlings owned cell phones,
and 80% of the world's population had access to cell phone
coverage. In 2004, half-a-trillion text messages were sent, and
the number has no doubt increased exponentially since then. So
where amongst this gorge of gabble is there room for the elegant,
polite hand-written letter?

8. Wild Horses
It is estimated that 100 years ago, as many as two million horses
were roaming free within the United States . In 2001, National
Geographic News estimated that the wild horse population has
decreased to about 50,000 head. Currently, the National Wild Horse
and Burro Advisory board states that there are 32,000 free roaming
horses in ten Western states, with half of them residing in
Nevada . The Bureau of Land Management is seeking to reduce the
total number of free range horses to 27,000, possibly by selective
euthanasia.

7. Personal Checks
According to an American Bankers Assoc. report, a net 23% of
consumers plan to decrease their use of checks over the next two
years, while a net 14% plan to increase their use of PIN debit.
Bill payment remains the last stronghold of paper-based
payments -- for the time being. Checks continue to be the most
commonly used bill payment method, with 71% of consumers paying at
least one recurring bill per month by writing a check. However,
a bill-by-bill basis, checks account for only 49% of consumers'
recurring bill payments (down from 72% in 2001 and 60% in 2003).

6. Drive-in Theaters
During the peak in 1958, there were more than 4,000 drive-in
theaters in this country, but in 2007 only 405 drive-ins were
still operating. Exactly zero new drive-ins have been built since
2005. Only one reopened in 2005 and five reopened in 2006, so
there isn't much of a movement toward reviving the closed ones.

5. Mumps & Measles
Despite what's been in the news lately, the measles and mumps
actually, truly are disappearing from the United States . In 1964,
212,000 cases of mumps were reported in the U.S. By 1983, this
figure had dropped to 3,000, thanks to a vigorous vaccination
program. Prior to the introduction of the measles vaccine,
approximately half a million cases of measles were reported in the
U.S. annually, resulting in 450 deaths. In 2005, only 66 cases
were recorded.

4. Honey Bees
Perhaps nothing on our list of disappearing America is so dire;
plummeting so enormously; and so necessary to the survival of our
food supply as the honey bee. Very scary. 'Colony Collapse
Disorder,' or CCD, has spread throughout the U.S. and Europe over
the past few years, wiping out 50% to 90% of the colonies of many
beekeepers -- and along with it, their livelihood.

3. News Magazines and TV News
While the TV evening newscasts haven't gone anywhere over the last
several decades, their audiences have. In 1984, in a story about
the diminishing returns of the evening news, the New York Times
reported that all three network evening-news programs combined had
only 40.9 million viewers.. Fast forward to 2008, and what they
have today is half that.

2. Analog TV
According to the Consumer Electronics Association, 85% of homes in
the U.S. get their television programming through cable or
satellite providers. For the remaining 15% -- or 13 million
individuals -- who are using rabbit ears or a large outdoor
antenna to get their local stations, change is in the air.. If you
are one of these people you'll need to get a new TV or a converter
box in order to get the new stations which will only be broadcast
in = 0 A digital.

1. The Family Farm
Since the 1930's, the number of family farms has been declining
rapidly. According to the USDA, 5.3 million farms dotted the
nation in 1950, but this number had declined to 2.1 million by the
2003 farm census (data from the 2007 census hasn't yet been
published). Ninety-one percent of the U.S. FARMS are small Family
Farms.
Read more...

Mohabbat Chup Nahi Raheti…

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Wo Boli, Dil Ko Koi Beyaqeeni Hai Muhabbat Me
Mai Bola, Thik Hai Per Ishq To Imaan Hota Hai

Wo Boli, Arzoain Dil Ke Andar Bain Karti Hai
Mai Bola, Thik Hai Mujh Ko Sunayi Dete Rahete Hain

Wo Boli, Hum To Jaise Ek Musalsil Dukh Ke Qaidi Hain
Mai Bola, Thik Hai Ye Zindagi Dukh Ka Tasalsul Hain

Wo Boli, Koi Shab To Khab Me Bhi Khab Aate Hain
Mai Bola, Thik Hai Kuch Hasraten Aise Bhi Kartin Hain

Wo Boli, Bareshon Me Aur Ziyadh Jaan Silagti Hai
Mai Bola, Thik Hai Ye Aag Pani Ke Masael Hain

Wo Boli,Raat Kion Mushkil Se Katti Hai Judai Me
Mai Bola, Waqt To Kaifiyaton Ka Naam Hota Hai

Wo Boli, Chahaton Me Dard Ke Rahene Ki Qahish Kion
Mai Bola, Dard Ke Mare Howoon Ko Chain Mil Ta Hai

Wo Boli, Ruh Ki Aasoodgi Ko Kiya Zaroori Hai
Mai Bola Ruh Ko Aaloodgi Achchi Nahi Lagti Hai

Wo Boli, Chand Ki Aur Chandni Ki Kiya Kahani Hai
Mai Bola, Aadam O Hawwa Ki Chahat Ki Nishani Hai…
Read more...

Yeh kehna na kisi se tum.....

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Zindagi mein, mil gaye phir wo,

Ek raat ki baat hai

Kuch keh nahi paye hum

Waqt ki baat hai

Aankhon se aansu baraste rahe

Jazbaat ki baat hai

Kuch na keh kar bhi, sab keh gaye woh,

Andaz ki baat hai,

Chah kar bhi na rok seke use hum,

Halat ki baat hai,

Who kisi aur ki hai

Kismet ki baat hai

Yeh kehna na kisi se tum

Raaz ki baat hai
Read more...

Jindagi Choti Si

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Jindagi 6oti Or Jina Aasan Hai,

Sath Nibhana Bada Muskil Kam Hai,

Magar Ye Vada Raha Jabtak Jindagi Hamare Paas Hai,

Hum Hamsafar Bankar Aapke Saath Hain !!!!!!!

Haqikat Ho Tum Kaise Tujhe Sapna Kahu

Tere Har Dard Ko Me Apna Kahu Sab Kuch

Kurban Mere Yaar Tujh Par Kaun Hai

Tere Siva Jise Me Apna Kahu !!



Safar Dosti Ka Chalta Rahe,

Suraj Chahe Har Sham Dhalta Rahe,

Kabhi Na Dhalegi Apni Dosti Ki Shaam,

Chahe Har Rishta Rang Badalta Rahe !!



Dosti Najaro Se Ho To Kudrat Kehte Hai,

Sitaro Se Ho To Jannat Kehte Hai,

Husn Se Ho To Mohbbat Kehte Hai

Aur Hamse Ho To Use Kismat Kehte Hain !!



Yaad Aai Kabhi To Aankhen Band Nuhi Karna

Hum Chale Bhy Jain To Ghum Nuhi Karna.

Ye Zaroori Nuhi Har Rishte Ka Koi Nam Ho

Par Dosti Ka Ahsas Dil Se Kam Nuhi Karna !!

Zindgi Me Kuch Na Paya To Kya Gum Hai

Aap Jaisa Dost Paya Ye Kya Kam Hai

Ek Choti Si Jaga Payi Hai Jo Aapke Dil Me

Wo Jagah Kisi "Taj Mahal"Se Kya Kam Hain !!



Jio Itna Ki Marna Mushkil Ho Jaye,

Haso Itna Ki Rona Mushkil Ho Jaye,

Kisise 'Dosti' Banana Achhi Bat Hai,

Magar Nibhao Itna Ki Bhulana Mushkil Ho Jaye !!



Fiza Mein Mehekthi Shaam Ho Tum,

Pyar Mein Jhalaktha Jaam Ho Tum,

Tumhe Dil Mein Chupaye Phirte Hain

Aai Dost Meri Zindagi Ka Dusra Naam Ho Tum !!

Chhote Se Dil Mein Gum Bahut Hai

Zindagi Me Milte Har Pal Zakhm Bahot Hai

Maar Hi Dalti Kab Ki Ye Dunia Kambakht

Kuch Dosto Ki Duao Me Dam Bahot Hai !!



Majboor Hum Nahi Ki Usko Bhool Jaye

Khilona Ham Nahi Ki Yuhi Toot Jaye

Dua Se Kharida Hai Humne Apni Dosti Ko

Daulat Se Nahi Ki Rakh Ke Bhool Jaye !!



Apne Dilki Suno Jazbat Se Kam Na Lo Mujhe

Yaad Rakho Beshak Mera Nam Nalo

Aapka Vahem Hai Ki Hum Bhul Gaye

Aapko Yaisa Soch Ke Dosti Ka Imtihan Na Lo !!



Kar Sake Jis Rishte Par Naaz Vo Dosti Hai,

Chupale Har Raaz Vo Dosti Hai,

Jeevan Ka Har Saaz Dosti Hai,

Jo Hain Har Dard Ka Ilaaj Vo Alfaaz Dosti Hain !!



In Ummedo Ko Tutne Mat Dena Dosti Ko

Hamari Kam Hone Mat Dena Dost Milenge

Hamse Bhi Achhe Par Hamari Jagah Kisi Aur KoLene Mat Dena !!



Kafi Waqt Laga Hume Aap Tak Aane Me,

Kafi Fariyad Ki Khuda Se Aapko Pane Me,

Yuhi Dil Tod Ke Mat Jaiyega,

Humne To Umar Gujar Di Aap Jaisa Dost Pane Me !!



Har Lafz Ko Kagaz Pe Utara Nhi Jata

Har Naam Ko Sare Aam Pukara Nhi Jata

Hote Hai Dosti Me Kuch Raaz Ki Bate

Yuhi Is Khel Me Dil Hara Nahi Jata !!
Read more...

Hone the jitne khel muqadar k

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Hone the jitne khel muqadar k ho gaye,
hum tuti nav leke samunder ke ho gaye,
khusbu mere haath ko chukar chali gayi,
hum phool sabko baant kar patthar ke ho gaye..!!
Read more...
Wednesday, June 2, 2010

My Love : Great Poem

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You've touched my heart so many ways

What power do you hold?

That keeps my world turned upside down,

With love you bind my soul.

Your face I see, you're in my thoughts,

Each minute of the day.

And in my dreams you come to me

And steal my heart away.

Your smile can melt the coldest heart,

I know you've melted mine.

Your pretty eyes look through my soul,

So gentle and so kind.

If only one wish I could have

In this I pledge my life,

I would spend each moment of each day with you,

My Love,
Read more...

A lovely rose to say good day

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A lovely rose with petals soft

A scent so sweet and light

So beautiful a flower

With colors shining bright.

But something not so savory

About the fragrant rose -

The thorns, so sharp upon the stem,

That sharpen as it grows.


Yet still lovely is the flower

Despite the thorns that prick

Just as life and love are sweet

They too have thorns that stick.


But do not fear to live or love,

Life's not exempt from pain -

So pick a rose, you may get hurt,

But you will also gain!
Read more...

Secrets of Self-Made Millionaires

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They�re just like you. But with lots of money.

When you think �millionaire,� what image comes to mind? For many of us, it�s a flashy Wall Street banker type who flies a private jet, collects cars and lives the kind of decadent lifestyle that would make Donald Trump proud.

But many modern millionaires live in middle-class neighborhoods, work full-time and shop in discount stores like the rest of us. What motivates them isn�t material possessions but the choices that money can bring: �For the rich, it�s not about getting more stuff. It�s about having the freedom to make almost any decision you want,� says T. Harv Eker, author of Secrets of the Millionaire Mind. Wealth means you can send your child to any school or quit a job you don�t like.

According to the Spectrem Wealth Study, an annual survey of America�s wealthy, there are more people living the good life than ever before—the number of millionaires nearly doubled in the last decade. And the rich are getting richer. To make it onto the Forbes 400 list of the richest Americans, a mere billionaire no longer makes the cut. This year you needed a net worth of at least $1.3 billion.

istockphoto.com



If more people are getting richer than ever, why shouldn�t you be one of them? Here, five people who have at least a million dollars in liquid assets share the secrets that helped them get there.



1. Set your sights on where you�re going
Twenty years ago, Jeff Harris hardly seemed on the road to wealth. He was a college dropout who struggled to support his wife, DeAnn, and three kids, working as a grocery store clerk and at a junkyard where he melted scrap metal alongside convicts. �At times we were so broke that we washed our clothes in the bathtub because we couldn�t afford the Laundromat.� Now he�s a 49-year-old investment advisor and multimillionaire in York, South Carolina.

There was one big reason Jeff pulled ahead of the pack: He always knew he�d be rich. The reality is that 80 percent of Americans worth at least $5 million grew up in middle-class or lesser households, just like Jeff.

Wanting to be wealthy is a crucial first step. Says Eker, �The biggest obstacle to wealth is fear. People are afraid to think big, but if you think small, you�ll only achieve small things.�



It all started for Jeff when he met a stockbroker at a Christmas party. �Talking to him, it felt like discovering fire,� he says. �I started reading books about investing during my breaks at the grocery store, and I began putting $25 a month in a mutual fund.� Next he taught a class at a local community college on investing. His students became his first clients, which led to his investment practice. �There were lots of struggles,� says Jeff, �but what got me through it was believing with all my heart that I would succeed.�

2. Educate yourself
When Steve Maxwell graduated from college, he had an engineering degree and a high-tech job—but he couldn�t balance his checkbook. �I took one finance class in college but dropped it to go on a ski trip,� says the 45-year-old father of three, who lives in Windsor, Colorado. �I actually had to go to my bank and ask them to teach me how to read my statement.�

One of the biggest obstacles to making money is not understanding it: Thousands of us avoid investing because we just don�t get it. But to make money, you must be financially literate. �It bothered me that I didn�t understand this stuff,� says Steve, �so I read books and magazines about money management and investing, and I asked every financial whiz I knew to explain things to me.�


He and his wife started applying the lessons: They made a point to live below their means. They never bought on impulse, always negotiated better deals (on their cars, cable bills, furniture) and stayed in their home long after they could afford a more expensive one. They also put 20 percent of their annual salary into investments.

Within ten years, they were millionaires, and people were coming to Steve for advice. �Someone would say, 'I need to refinance my house—what should I do?� A lot of times, I wouldn�t know the answer, but I�d go find it and learn something in the process,� he says.

In 2003, Steve quit his job to become part owner of a company that holds personal finance seminars for employees of corporations like Wal-Mart. He also started going to real estate investment seminars, and it�s paid off: He now owns $30 million worth of investment properties, including apartment complexes, a shopping mall and a quarry.

�I was an engineer who never thought this life was possible, but all it truly takes is a little self-education,� says Steve. �You can do anything once you understand the basics.�


3. Passion pays off
In 1995, Jill Blashack Strahan and her husband were barely making ends meet. Like so many of us, Jill was eager to discover her purpose, so she splurged on a session with a life coach. �When I told her my goal was to make $30,000 a year, she said I was setting the bar too low. I needed to focus on my passion, not on the paycheck.�

Jill, who lives with her son in Alexandria, Minnesota, owned a gift basket company and earned just $15,000 a year. She noticed when she let potential buyers taste the food items, the baskets sold like crazy. Jill thought, Why not sell the food directly to customers in a fun setting?



With $6,000 in savings, a bank loan and a friend�s investment, Jill started packaging gourmet foods in a backyard shed and selling them at taste-testing parties. It wasn�t easy. �I remember sitting outside one day, thinking we were three months behind on our house payment, I had two employees I couldn�t pay, and I ought to get a real job. But then I thought, No, this is your dream. Recommit and get to work.�

She stuck with it, even after her husband died three years later. �I live by the law of abundance, meaning that even when there are challenges in life, I look for the win-win,� she says.



The positive attitude worked: Jill�s backyard company, Tastefully Simple, is now a direct-sales business, with $120 million in sales last year. And Jill was named one of the top 25 female business owners in North America by Fast Company magazine.

According to research by Thomas J. Stanley, author of The Millionaire Mind, over 80 percent of millionaires say they never would have been successful if their vocation wasn�t something they cared about.



4. Grow your money
Most of us know the never-ending cycle of living paycheck to paycheck. �The fastest way to get out of that pattern is to make extra money for the specific purpose of reinvesting in yourself,� says Loral Langemeier, author of The Millionaire Maker. In other words, earmark some money for the sole purpose of investing it in a place where it will grow dramatically— like a business or real estate.

There are endless ways to make extra money for investing—you just have to be willing to do the work. �Everyone has a marketable skill,� says Langemeier. �When I started out, I had a tutoring business, seeing clients in the morning before work and on my lunch break.�

A little moonlighting cash really can grow into a million. Twenty-five years ago, Rick Sikorski dreamed of owning a personal training business. �I rented a tiny studio where I charged $15 an hour,� he says. When money started trickling in, he squirreled it away instead of spending it, putting it all back into the business. Rick�s 400-square-foot studio is now Fitness Together, a franchise based in Highlands Ranch, Colorado, with more than 360 locations worldwide. And he�s worth over $40 million.


When extra money rolls in, it�s easy to think, Now I can buy that new TV. But if you want to get rich, you need to pay yourself first, by putting money where it will work hard for you—whether that�s in your retirement fund, a side business or investments like real estate.

5. No guts, no glory
Last summer, Dave Lindahl footed the bill for 18 relatives at a fancy mansion in the Adirondacks. One night, his dad looked out at the scenery and joked, �I can�t believe we used to call you the black sheep!�

At 29, Dave was broke, living in a small apartment near Boston and wondering what to do after ten years in a local rock band. �I looked around and thought, If I don�t do something, I�ll be stuck here forever.�

He started a landscape company, buying his equipment on credit. When business literally froze over that winter, a banker friend asked if he�d like to renovate a foreclosed home. �I�m a terrible carpenter, but I needed the money, so I went to some free seminars at Home Depot and figured it out as I went,� he says.



After a few more renovations, it occurred to him: Why not buy the homes and sell them for profit? He took a risk and bought his first property. Using the proceeds, he bought another, and another. Twelve years later, he owns apartment buildings, worth $143 million, in eight states.

The Biggest Secret? Stop spending.
Every millionaire we spoke to has one thing in common: Not a single one spends needlessly. Real estate investor Dave Lindahl drives a Ford Explorer and says his middle-class neighbors would be shocked to learn how much he�s worth. Fitness mogul Rick Sikorski can�t fathom why anyone would buy bottled water. Steve Maxwell, the finance teacher, looked at a $1.5 million home but decided to buy one for half the price because �a house with double the cost wouldn�t give me double the enjoyment.
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Nobody's Like You, Mom

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Nobody's quite like you, Mom.You're special in every way.
You cheer me up, you fill my cup
With tenderness, come what may.

Nobody loves me like you, Mom.
No matter what I do,
Good or bad, happy or sad,
You support me; You always come through.

Nobody's equal to you, Mom.
With you in my life, I'm blessed.
I love you so, and I want you to know
I think you're the very best!
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khubsoorat hain wo lub

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khubsoorat hain wo lubjo pyari batein kartey hain

khubsoorat hai wo muskurahat
jo doosron ke chehron per bhi muskan saja de

khubsoorat hai wo dil
jo kisi ke dard ko samjhey
jo kisi ke dard mein tarpey

khubsoorat hain wo jazbat
jo kisi ka ehsaas karein

khubsoorat hai wo ehsaas
jo kisi ke dard ki dawa baney

khubsoorat hain wo batein
jo kisi ka dil na dukhaein

khubsoorat hain wo ankhein
jin mein pakezgi ho
sharm o haya ho

khubsoorat hain wo ansoo
jo kisi ke dard ko
mehsoos karke beh jaein

khubsoorat hain wo Hath
jo kisi ko mushkil
waqat mein tham lein

khubsoorat hain wo qadam
jo kisi ki madad ke liye
aagey badhein !!!!!

khubsooart hai wo soch
jo kisi ke liye achcha sochey

khubsoorat hai wo insan
jis ko KHUDA ne ye
khubsoorati ada ki.
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